XRP Price Rallies, H...

XRP Price Rallies, Hits Third‑Largest Market Cap as Analysts Predict Bright Future

By José Oramas July 15, 2025 In Ripple, RLUSD, XRP

Golden XRP coins are displayed in front of green and blue financial graphs representing market trends and cryptocurrency fluctuations in a modern setting. — Source:AdobeStock

XRP temporarily surged past US$3.00, its highest level in six months, amid growing demand, favorable regulatory sentiment, and renewed interest in tokenisation infrastructure.
Messari analyst Matt Kreiser linked XRP’s rally to increased institutional focus on compliant blockchain solutions, boosted by Trump’s re-election and market optimism.
Ripple’s RLUSD stablecoin jumped 67% in a month, now ranked 9th by market cap, following custody news with BNY Mellon and Ripple’s bid for a U.S. banking license.

XRP crossed the US$3.00 (AU$4.5) mark on Monday, hitting a six-month high as demand surged amid shifting regulatory dynamics and renewed attention from financial institutions.

The token’s price jumped 27% over the past week and was last trading around US$2.92 (AU$4.4), according to CoinGecko. The latest move follows a broader uptick across digital assets, with Bitcoin also setting a new all-time high earlier in the day before pulling back.

The rally comes as investor focus shifts to blockchain infrastructure suited for tokenising real-world assets.

Financial institutions exploring on-chain representations of securities and currencies have turned toward platforms with built-in compliance features. XRP Ledger fits that profile, with chain-level controls that may appeal to regulated actors, according to Messari analyst Matt Kreiser.

Speaking to Decrypt, he pointed to recent price action as a continuation of market strength that followed Donald Trump’s re-election last year. “It’s a resurgence of what happened in the fall after the election of Trump,” Kreiser told Decrypt.

Market participants appear to be pricing in a friendlier policy landscape and broader adoption. Meanwhile, Standard Chartered forecasts that, if current momentum and regulatory tailwinds continue, XRP could climb as high as US $5.50 (AU$8.40) by the end of the year

Ripple’s Ecosystem Expands

Besides XRP, RLUSD, Ripple’s stablecoin, has gained traction as well after surpassing US$515 (AU$786M) in market capitalisation, overtaking TrueUSD (TUSD) after a 67% jump in the past month. This followed the announcement that BNY Mellon would custody its reserve assets, and also one week after Ripple applied for a US banking license.

RLUSD’s expansion highlights Ripple’s push to position XRP and its affiliated infrastructure at the center of institutional on-chain finance.

While RLUSD remains far behind Tether (USDT) at US$159B (AU$249B) and Circle’s USDC at US$63B (AU$96B), it is now the ninth-largest stablecoin by market cap.