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Ripple Partners with Chipper Cash to Supercharge XRP-Powered Payments Across Africa
- Ripple, the company behind XRP, has partnered with Chipper Cash to enable more efficient cross-border transactions throughout Africa.
- This will allow users to transact 24/7 at greater speeds and lower cost.
- Chipper Cash holds 5 million customers across 9 countries in Africa.
- This move marks another step in the mass adoption of blockchain technology to enable greater financial inclusion.
Ripple announced on the 27th of March 2025 that they are partnering with Chipper Cash to support cross-border payments throughout Africa using Ripple Payments. Ripple Payments utilises digital assets to enable efficient, cheaper, and faster cross-border payments.
Ripple Payments is utilised for what is near global coverage, with over 90 payout markets, which represents more than 90% of the daily FX markets. This involves processing more than US$70 billion (AU$111 billion) in volume according to Ripple.
Our partnership with Chipper Cash marks a key milestone in the expansion of Ripple’s business in Africa. Consumers and businesses across the continent are increasingly recognising the potential of blockchain technology, and we are excited to bring our crypto-enabled payments solution to our partners in the region.
Reece Merrick, Managing Director, Middle East and Africa at Ripple. Crypto and Africa
Crypto-enabled payments have the potential to enable greater financial inclusion, accelerate access to global markets, and empower businesses and individuals across Africa.
Ham Serunjogi, Co-founder & CEO at Chipper Cash. Digital assets and cryptocurrencies represent a great opportunity for financial inclusion for many, particularly in developing nations. The revenue in the cryptocurrency market for Africa is projected to reach US$2.9 billion (AU$4.6 billion) this year.
Through integrating with Ripple’s global payments network, we are excited to be able to harness the transformative potential of blockchain technology to enable consumers to receive payments faster and at a lower cost.
Ham Serunjogi, Co-founder & CEO at Chipper Cash. Economic instability in Africa, including a debasement of fiat currencies, is a leading factor for why Africa is transitioning towards crypto. This is despite some regulatory challenges.
Ripple began its payment pathway into Africa through a partnership with Onafriq in 2023.
Recently the Central African Republic (CAR) launched their own memecoin, which was confirmed by the social media account of President Faustin-Archange Touadéra.
Related: Ghibli Memecoins Soar as AI Floods the Internet with Anime Aesthetics
Further Context about RippleÂ
Ripple claims to be the leading provider of digital asset infrastructure for financial services. XRP is a long-standing and well-known cryptocurrency which has been battle-tested through multiple crypto cycles, while retaining a loyal community, albeit mixed opinions exist upon the coin’s value.
In more recent years Ripple has been in the news for its extended court case with the SEC, in which the courts generally ruled what many would consider in favour of Ripple. XRP is no longer considered a security under US law.
Related: XRP to $29? ETF Applicants Lay Out Price Targets as Odds of Approval Surge on Polymarket
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Speculation also exists regarding whether there will be an XRP ETF. Ripple holds 60+ regulatory licenses and registrations across various jurisdictions.
Author
Matthew Sell
Matthew is an avid writer with a wealth of experience in the blockchain and FinTech industries. Matthew has also honed his writing skills through his tertiary studies in creative writing at the University of Oxford.
