Advertisement
Ripple Labs Sets Sights on Institutional DeFi with New XRP Ledger Ecosystem Blueprint
- Ripple is expanding beyond cross-border payments with its XRP Ledger designed to support institutional DeFi through compliance-focused blockchain infrastructure.
- Developers have already implemented several functions including an Automated Market Maker for liquidity management and Decentralised Identity for secure transactions.
- The company is entering the price oracle space with protocol-native oracles that eliminate the need for third-party layers.
- CTO David Schwartz will present XRPL’s roadmap at XRPL Apex 2025 in Singapore on June 10, potentially revealing more about their institutional lending protocol and stablecoin plans.
With all the noise and the fear rattling the markets, you could easily miss it, but crypto-heavyweights like Ripple continue to innovate despite market volatility.
The company behind popular crypto XRP says it’s zeroing in on trends around tokenisation of real-world assets (RAW), stablecoins and decentralised liquidity.
Related: Pump.fun’s Account Hacked to Push Phony ‘PUMP’ Tokens Amid Surge in Industry Breaches
In a recent blog post, they stated that transitioning successfully to a decentralised finance world requires “financial institutions [to have] robust, compliance-focused, and interoperable blockchain infrastructure”.
Unsurprisingly, they claim that their XRP Ledger (XRPL) is able to deliver on just that and can not only support digital assets but also facilitate “seamless cross-border transactions, and institutional-grade decentralized finance (DeFi).”
The XRP Ledger (XRPL) meets this challenge head-on, building on its core strengths—a native DEX, low fees, rapid settlement times, and a compliance-friendly architecture—to create an advanced institutional DeFi ecosystem.
Ripple What’s Already Live on XRPL, According to Devs
Given XRP’s long-standing focus on institutional use and cross-border payments, it’s easy to see why they are branching out into DeFi.
According to the team of developers, we won’t have to wait too long until some of this technology goes live – they’ve indicated that several functions are already available.
With some of Ripple’s latest developments like the Automated Market Maker (AMM) for optimised liquidity management and Decentralised Identity (DID) for secure, private transactions, the company says XRPL integrates new functionalities with its robust, decade-long core features, ensuring it remains a solid choice for institutional finance.
By leveraging DIDs, institutions can enhance security, privacy, and compliance while maintaining decentralization. This lays the groundwork for permissioned access to financial markets, identity verification for tokenized real-world assets (RWAs), and broader institutional adoption of DeFi.
Ripple Ripple is also about to enter the price oracle space, which increases efficiency and security – an area that has been largely dominated by Chainlink and Pyth – with a recent integration of “protocol-native oracles”.
With these oracles being embedded “directly into the XRPL”, there’s no need for third-party layers, which should allow for “more efficient and trustworthy data flows”.
Ripple’s Schwartz to Speak to XRPL Future in Singapore
Ripple also wants to expand the XRPL’s compliance features and programmability as well as its institutional lending protocol.
A proposed amendment to the XRPL could “enable crypto-native businesses to integrate lending with Ripple Payments, DEX, RWAs, and stablecoins”.
Related: Ethereum Leadership Spill: Executive Director to Step Down Amid Community Criticism
This would use Ripple’s own stablecoin, RLUSD, to improve liquidity and allow easy foreign exchange swaps.
There’s a lot going on for the fourth-largest crypto, and enthusiasts of the XRP coin and the ecosystem are now eagerly awaiting June 10.
Because Ripple Chief Technology Officer David Schwartz will talk at XRPL Apex 2025 in Singapore to “outline the roadmap and explore the latest advancements driving Institutional DeFi forward”.
Author
Aaron Feuerstein
Aaron Feuerstein is a freelance writer based in Melbourne. His focus is on decentralised finance and the regulatory space surrounding blockchain. He holds a Master's in Accounting. When he is not studying the latest legal case, he enjoys his time as a modest but eager hobby cook.
