BitGo Expands Crypto...

BitGo Expands Crypto-as-a-Service Across Europe Under MiCAR Framework

By José Oramas March 04, 2026 In Crypto Service, Europe

Smartphone mobile payment. Hands holding phones exchanging digital coin. Peer to peer transaction. Fintech banking app. Wireless crypto technology. Electronic wallet business — Source:AdobeStock

BitGo Europe GmbH launched its Crypto-as-a-Service platform across all 30 EEA countries on March 3, operating under the bloc’s MiCAR licensing framework for the first time outside the United States.
The modular API suite covers qualified custody, SEPA on/off-ramps, programmatic KYC onboarding, and crypto trading.
The EEA rollout extends a white-label model already operating in the US through BitGo Bank & Trust, N.A., aiming to let European institutions launch compliant crypto products without building their own regulatory infrastructure.

BitGo Europe has now brought its Crypto-as-a-Service platform to all 30 European Economic Area (EEA) member states, now offering banks and fintechs a MiCA-licensed route to embed crypto custody, trading, and settlement into their own products.

As per the announcement, the offering doesn’t need to seek separate regulatory approvals in each country.

BitGo described the offering as institutional-grade digital asset infrastructure designed for firms that want to launch crypto products at scale without compromising on security or compliance tooling.

The Markets In Crypto Assets law, also known as MiCA (or MiCAR if you add “Regulation”), came into full effect across the EEA in December 2024, establishing a harmonised licensing regime for crypto-asset service providers that replaced a patchwork of country-by-country rules.

It’s basically a continent-wide licence granted in one member state and authorises the holder to operate across all 30 EEA countries.

A New Era For Crypto Services

Mike Belshe, CEO and Co-founder of BitGo, stated that Europe is “entering a new era for regulated digital asset services” and that institutions want “a clear, compliant path to launch.”

Similarly, Brett Reeves, Head of EMEA at BitGo, described the platform as combining “qualified custody, configurable policy controls, and enterprise-grade operational support”.

The service was previously available in the United States through BitGo Bank & Trust, National Association, the first federally chartered digital asset trust bank owned by a publicly traded company.

All in all, businesses connecting through BitGo’s modular APIs and webhooks gain access to multi-asset wallets backed by qualified custody, API-based KYC flows for user onboarding, SEPA fiat-to-crypto on/off-ramps, and a policy engine for setting spending limits and permissions.

And another perk is that custodial wallets carry insurance coverage of up to US$250 million (AU$380 million), subject to terms and conditions of course, alongside 24/7 dedicated technical support.