Top 10 Crypto Debit Cards for Australia

All of these crypto debit cards are available to Australians and provide a great way to spend your Bitcoin and cryptocurrencies. They work just like a regular bank card at any place they accept your card such as retail EFTPOS machines, bank ATM's and buying online shopping.

1. VISA Debit Card Crypto Debit Card

The VISA Debit Card is a prepaid card that features a range of high-end metal cards with no annual or monthly fees, up to 5% back on all spending, unlimited airport lounge access, and subscription rebates for popular streaming services based on the number of CRO staked. Although there were many competitors such as TenX challenging for its worth, preceded in terms of its ongoing community and usage of its Visa Card. provides many benefits such as a higher lending interest, lower loan interest rate, and half of the fee from profit, all from just stacking CRO. The card is available with different CRO Stakes, with each level providing more benefits. These benefits can include Spotify, Netflix, Expedia, and Airbnb rebates. This is a great card if you are looking for a higher cash back rate and one with tons of benefits included!

2. CoinJar Mastercard

CoinJar Mastercard

CoinJar Card is a cryptocurrency fuelled debit card powered by Mastercard. Spend your digital currency anywhere that accepts EFTPOS in Australia (which essentially acts as a pre-paid debit card). You can activate it for both virtual payments using the app or physical payments with the card. With the physical card you can make cash withdrawals at any ATM or merchant with cash-out facilities (1% withdrawal fee). It’s free to set up, has no monthly fees and you’ll earn CoinJar Rewards every time you spend (there is a 1% conversion fee from crypto to fiat per transaction, which is refunded into your CoinJar rewards account which you can redeem for products and services). The launch of the CoinJar Card was first introduced in 2015 (formerly known as CoinJar Swipe), and now recently relaunched in August 2021 as CoinJar Card. People are starting to use it for daily spending on their mobile app and smart watches for Apple Pay and Google Pay.

3. Binance Visa Card

Binance Visa Card

Binance Visa Card allows you to convert and spend your favourite cryptocurrencies at more than 60 million merchants worldwide. Just transfer crypto from your spot wallet to your card wallet, and you're ready to go. Spend your crypto anytime, anywhere. Hold crypto in your Binance Card wallet and exchange only when you're making payments and earn cashback paid daily in BNB. Binance Card is not yet available in Australia - its anticipated to arrive in 2021 and you can pre-register your interest on the website.

4. EFTPOS Cryptocurrency Debit Card

EFTPOS Cryptocurrency Debit Card

The new Cryptocurrency Debit Card is a great way to make purchases from the comfort of your own home with POLi Payments, or go into one of their partnering retail stores and make an in-person cash purchase. You can apply for the card at and this cryptocurrency debit card can be loaded with multiple cryptocurrencies such as Bitcoin, Ether, Bitcoin, Litecoin, and much more. The card is supported by EFTPOS and you can make purchases or withdraw cash at your local EFTPOS terminal. Applying for the card is completely free, and it will be sent on the same day via express shipping. Cryptocurrency usage is the future of finance, as our time evolves, catering to a more technological usage of money rather than solid cash. Your crypto debit card will definitely manage your money, and you are able to pay your bills with it too.

5. Spectrocoin Prepaid Card

Spectrocoin Prepaid Card

Spectrocoin now offers prepaid cards that can be used at any ATM around the globe, and in shops as an ordinary payment card. By having a Spectrocoin blockchain wallet, your funds will instantly be loaded into your prepaid card. Furthermore, the card is contactless and is handy compared to the traditional cash and chip or PIN payments. One of the greatest advantages of this card is the ability to use it globally at any ATM. Such a feature removes unwanted hassle when travelling as your funds are still with you wherever you go, removing the need to incur excess charges and currency transfer. Finally, another key feature of the card is its high deposit and high withdrawal limit, enabling big business transactions or spending easily accessible if needed.

6. Wirex Visa Card

Wirex Visa Card

Considered as the future of spending, Wirex Visa cards can earn you Bitcoin rewards with in-store purchases and gives you the power to spend your cryptocurrency in real life. You are able to use the card all around the world whether it be by stores, online transactions, or local ATMs. Using the Wirex Visa card removes the unnecessary bank charges and fees when travelling and paying in the local currency. A great feature that the card has is that you can get a 1.5% cash back in BTC for all in-store purchases. Perfect for those looking to spend, the Cryptoback smart reward will ease your expenses and provide an effective way to spend across the globe. Shipping and the creation of the card is also free, so don’t fret! This is another great card to store your cryptocurrencies and receive a great Cryptoback reward too! 

7. Cryptopay Visa Card

Cryptopay Visa Card

The Cryptopay Visa Card is a great way to help you spend your cryptocurrencies anywhere and anytime at all thanks to the Visa card acceptance globally. You can also enjoy great spending limits, manage your funds at any time online or in-app. Since the card is verified by visa, you can purchase big transactions online by spending your cryptocurrencies. The card itself is prepaid so there will be no overdraft and fees. Great security measures are also applied to the card as you can instantly lock or unlock the card for use from the app or the website, without the need to contact them directly. The card also features a notification option where you can track your transaction history and expenses, as well as swap currencies any time through your wallet. Other data such as card statements are also available from your wallet as you have ease of access to such data, which organizes your savings neatly. 

8. Bitpay Debit Card

Bitpay Debit Card

Bitpay started in 2011 as a company that saw the potential within the cryptocurrency market, and had a vision to simplify financial effectiveness and time consumption across the globe. This Bitpay Debit Card is a perfect fit within the crypto community as it instantly reloads your balance with no conversion fees based on Bitpay’s very own exchange rate. If you are looking for a flexible card, then this car will be your go-to as it offers balance viewing, pin changing, instantaneous balance reloading, and much more all within the Bitpay application. For added security, the Bitpay card is also equipped with an EMV chip which locks your card and controls your spending. Accept crypto payments anywhere around the world whether it is online, by email, or in person. 

9. Coinbase Debit Card

Coinbase Debit Card

Coinbase Debit card makes your cryptocurrency as spendable as the money in your bank, powered by your coinbase account balance. Use your card worldwide in millions of locations, unhindered by local exchange rate or hassle. Using the app lets you pay with any of your currently available cryptocurrencies, saving time as you switch between nine different cryptocurrency options such as BTC, ETH, LTC, BCH, XRP, BAT, REP, ZRX, XLM. You can also track all sorts of spending, transactions, and get instant notifications on your spending limits from the Coinbase Card app. Finally, if you are worried about your security, there is a two-step verification method used by the card and you can instantly freeze it directly from your app.

10.TenX Debit Card

TenX Debit Card

TenX Debit Card that lets you spend bitcoin instantly, the TenX debit card lets you spend Bitcoin, Ether, and Litecoin with the tap of your card. Instantaneously convert cryptocurrency to cash for instant payments. TenX was formed in 2015, and was once called “one-bit” as a company that focuses solely on Bitcoin. However in 2016, they rebranded to TenX which was inspired by not wanting to grow “one-bit” but by growing 10x. They launched the debit card in 2017 and was terminated in 2018, but then relaunched in 2019. You will be guaranteed a seamless experience, one that will allow you to trade cryptocurrency immediately, withdraw local currency at ATMs globally, 24/7 security with notifications and the ability to lock the card, and track your exact transactions whenever you want.